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Tyre and alloy cover: when is it right for me?

By Jodie Chay Oneill | June 12, 2024

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This guide explains tyre and alloy wheel covers, helping you make an informed decision.

Tyre and alloy cover: when is it right for me?

How often have you kerbed your alloy wheels? An easy mistake to make can knock hundreds, if not thousands, off the value of your car. 

Alloy insurance can be surprisingly cheap and given you can make up to four claims per year, may well be worth investigating to help keep your car in showroom condition and maximise its resale value.

What is Tyre and Alloy Insurance and How Does it Work?

Tyre and alloy insurance is an optional policy that covers the cost of repairing or replacing your tyres and alloy wheels if they are damaged by road hazards. Coverage varies by policy and provider, but generally includes damage from punctures, cuts, potholes, kerbs, and other hazards.

Is Tyre and Alloy Insurance Worth It?

Deciding on tyre and alloy insurance requires careful consideration. It can be beneficial, especially for those driving in areas with poor road conditions. However, policies have exclusions and may not cover the full cost of repairs or replacements.

Where can I buy Alloy Wheel Insurance?

MotorEasy is well-known for GAP insurance but also aims to simplify car ownership by offering coverage for components like alloy wheels.

To get a quote, enter your car's registration number here. Motoreasy covers most cars up to five years old with less than 60,000 miles and is currently offering 11% off.

Both new and used car wheels are covered, including private purchases. Expensive diamond-cut repairs are included, and repairs can be done at your home or workplace.

You can make up to four claims per year, with £100 allowed for "skimming" a wheel and £150 towards replacement if it can't be fixed. Choose between two or three-year terms. The site is user-friendly and offers helpful tips, advice, and a blog section.

MotorEasy has a buy online offer for June that will save you 11%, simply use the code JUNEALL here

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